Online Payday Loans Direct - Congresips.Com Sun, 04 Aug 2019 16:57:41 +0000 en-US hourly 1 Quick Online Payday Loan for Banned Banking on Aramis Sun, 04 Aug 2019 16:57:41 +0000 Continue reading "Quick Online Payday Loan for Banned Banking on Aramis" ]]>


A banking ban is someone who is blacklisted by the NatBank of Belgium or the Central Bank Check File of the BFBank for various reasons. The reason may be a bad check, credit card misuse or non-repayment of debts to the lender. Under no circumstances will the banking prohibition be able to borrow money from credit institutions. Each institution can check the blacklist of banks, and therefore the listing of each individual listed. However, the situation of a banking ban is not desperate. There are alternatives like forbidden banking credit.

Application for credit for bank bans

Application for credit for bank bans

The banking prohibition is removed all its means of payment such as his checkbook. In addition to the suspension of her overdraft authorization, she is refused any new loans, not only by the financial institution she visits, but everywhere.

It is true that the name of the banned bank will be removed from the blacklist when he has paid his debts and any fines that accompany them. This being so, the creditor will then inform the NBB or the BDF of the regularization of his file, and it will be only from this moment that he will be able to apply for a payday loan again. But, how to get money to pay everything back?

If the person in difficulty has real estate, they can use a mortgage loan. This is the best loan for banned bank owners. If he is a renter, he can choose a credit for forbidden bank tenant such as pawn shell or micro-credit. The Family Allowance Fund, the Red Cross, private and participatory financing can also save him. European banks and online banks also offer solutions.

Requirements for online banks for fast credit

fast credit

A banking ban without a mortgage (or with) has an interest in making refunds as soon as possible. Online credit is then recommended. Just call an online bank and read the conditions they stipulate. Here is an example of a solidarity finance cooperative that can be solicited online:

The cooperative grants a loan to the person concerned to maintain a professional activity on his behalf. This activity may be the execution of work in the headquarters of the community, in compliance with the ecological charter. It can also take the form of support from a social association.

It would not be superfluous to mention credit consolidation as an alternative to lift the banking ban. This can be a consumer credit buyback for those who do not own real estate.

What solutions to borrow money?

borrow money?

When we are banned, credit organizations tend to close the door quickly when applying for a payday loan. However, be aware that it is not the alternatives that are lacking to request a credit without proof.

Consumer Credit: Knowing How to Choose to Take Advantage of the Best Rate Sat, 03 Aug 2019 16:35:37 +0000 Continue reading "Consumer Credit: Knowing How to Choose to Take Advantage of the Best Rate" ]]>

Between renowned banks such as BNP Paribas and Société Générale now offering their services on the Internet, new online credit companies and peer-to-peer credit platforms, it is more than difficult to choose a lending organization. Where to go? Who offers the best interest rate? Which of them provide credit services to meet our requirements? If there is no ready answer for all these questions, it is possible to deploy some tips to navigate.


Who says consumer credit says personal loans to choose

Who says consumer credit says personal loans to choose

From the available consumer credits, you can choose from the different types offered. Loan companies include:

  • An assigned credit: it is intended for a particular project where it is essential to provide quotes or invoices. This may include a car loan, a work loan, etc.
  • A personal loan without justification: whatever your project, for this type of loan, you do not have to give proof. More flexible and easier to acquire, it can instead impose a higher interest rate.
  • A reserve of money or a revolving credit: not concerning a particular project either, it is made available to the borrower as and when repayment.

Before looking for a bank to lend money, you must first determine your project and the type of loan you want to contract.


Criteria for having a consumer credit

Criteria for having a consumer credit

Although consumer credit is easy to acquire, there are still conditions imposed by credit companies before granting it. They require, among other things, the solvency of his client, that is, he must have a stable and regular income. They will also look at their debt ratio and repayment capacity.

While these conditions may vary from one financial institution to another, they remain about the same. Some may ask for insurance while others do not, and so on. With consumer credit, it is possible to realize travel projects, to follow the training, to organize a wedding, etc.


Better choose your loan with a comparator

Better choose your loan with a comparator

With a declining interest rate, consumer credit is becoming increasingly popular among households. In addition to being easy to acquire, it requires very little action, once the solvency is verified.

In order to find the loan offer that meets your requirements, you are asked to go through a comparator. What is the advantage of a credit comparator? This tool allows you to compare different offers offered by various financial institutions, especially at the rate, in order to obtain cheap credit. To get an idea of ​​how much you can borrow based on your income, you can also do a simulation.

Credit Bureau vs. Bureau of financial entities Sun, 07 Jul 2019 17:22:24 +0000 Continue reading "Credit Bureau vs. Bureau of financial entities" ]]> What is the first thing you think when you hear about the “bureau”? Surely, you relate it to credits, debts, pending payments, etc. And, although the credit bureau has to do with financing, this is not the only bureau that exists in the world of personal finance. To avoid confusion, in this post we explain the main differences between the credit bureau and the bureau of financial entities.


Main differences between the credit bureau and the bureau of financial institutions:



These two institutions are completely different and independent of each other. The first is a private institution that is responsible for collecting the entire credit history of people. It operates autonomously, and does not depend on a government institution or a bank. The second is a tool created by the Ministry of Finance and the Condusef.



credit credit

Despite the bad reputation of the credit bureau, it is not responsible for bulletin or block loan applications of certain people. The bureau of the only thing that is in charge is to keep a record of the payments and their punctuality. On the other hand, the BEF (Bureau of Financial Institutions) seeks to offer the greatest amount of information on financial institutions in the country so that users can make more informed decisions.



credjit bureau

The company commonly known as “the bureau” does not decide who to give or not finance, nor can it determine the conditions of a loan, such as interest rates or payment terms. The bureau only keeps a record of people’s financial activity. For its part, the BEF shares the information of banks and financial institutions operating in the country. The BEF database is limited to institutions that are legally constituted and recognized by public bodies. This means that in the BEF you will not find data about lenders or informal financing means.




Although their objectives and scope are very different, both bureaus offer many advantages for people’s finances. First of all, by having a history within the credit bureau it will be easier to acquire new financing, as well as better loan conditions. And, secondly, consulting the BEF will help you compare and choose the financial service that best suits your needs.

Take advantage of the benefits of both bureaus and start improving your personal finances. Before you apply for a loan online, consult the BEF for the qualification of Leah Tissy Mexico and find out why we are your best option in online loans. Sign up today and receive your first online loan with 50% discount.

What is a Credit Repair? Thu, 20 Jun 2019 16:58:59 +0000 Continue reading "What is a Credit Repair?" ]]>

The irresponsible use of credits can lead some people to fall into a spiral of debt. When the borrowers (the people who received the credit) can no longer pay, they can turn to the institutions known as credit repairers. If you are also thinking of hiring the services of one of these companies, we invite you to read the article prepared by our team of advisors of Vivus Mexico.



credit repair

Debt repairers are companies that offer their services to negotiate the payment of a debt when the credits have surpassed the capacity of a person. Although they work as a mediator between the creditor (a bank, financial institution or departmental store) and the debtor, these companies do not have a legal status. According to the Condusef, debt repairers are not supervised by any government body, so it is impossible to file a claim with this commission or any other public institution if a problem arises with these companies.



credit services

Credit repairers design a savings plan for debtors to collect a certain amount of money. Once they have collected a significant amount, the repairers negotiate directly with the creditor the payment of the debt with a discount. Some companies say they can reduce debt by up to 70%. When the outstanding payment has been settled, the repairers offer their clients financing through a popular financial company so that they can improve their credit bureau rating. Advantages and disadvantages

• Advantage

  • They offer financial guidance.
  • They deal with the collection offices.
  • They help debtors organize their finances.

• Disadvantages

  • They do not have the recognition of the Condusef.
  • The cost of their services can be very high.
  • The report of the credit bureau indicates that the debt was settled at a discount.




Although the offer of debt repairers sounds very attractive, by leaving your financial commitments in your hands you run the risk of falling into greater problems. There are many companies that promise to negotiate very high discounts on debts, but in reality it is just a scam. If a repairer tells you that she can fix your debt and get you out of the credit bureau in exchange for an advance payment, you can be certain that it is a fraud. In case you have problems to settle your debts, this is what you should do:

  • Negotiate a fixed payment plan directly with your bank to reduce the monthly payment amount.
  • Consolidate your debts to integrate them into one. This applies in the event that you owe several credit cards.
  • Restructure your debt to change the payment terms with your bank.

Do you need cash, but are you worried about not having the money to pay your loan on time? In Just4You Credit Mexico we offer you the option to restructure your debt with a single click. Sign up to enjoy all the benefits of being an Just4You Credit customer.

Student loan | Loans and finances Mon, 17 Jun 2019 17:17:39 +0000 Continue reading "Student loan | Loans and finances" ]]> A student loan is a banking offer addressed to all students, regardless of the type of university, whether it is public or private. The mode of study is also of little importance, whether it is full-time or part-time studies. The criterion necessary to apply for a student loan is the student’s age, he must start education before the age of 25. The possibility of obtaining such a loan also depends on whether the student has previously used similar banking products.

Maximum loan amount that a student can apply

Maximum loan amount that a student can apply

A condition for applying for a student loan is submitting relevant documents to the selected bank. These include a student’s income certificate as well as family members requesting credit. Last year, the maximum income per family member could not exceed PLN 2,500 thousand. In December 2010, the Minister of Educationannounces a change in the maximum income per person in the family. Students whose income does not exceed PLN 600 net, can apply for a guarantee in 100 years of the state budget. The surety can also be made by the student’s parents who have a stable income.

Incomes are in the range of PLN 600 -1,000

Incomes are in the range of PLN 600 -1,000

People whose incomes are in the range of PLN 600 -1,000 cleaning and cleaning of 70 percent The application should also be accompanied by a certificate from the university confirming the fact that you are a student. After granting the loan, the student is obliged to present a valid student ID in the bank twice a year. The repayment of such commitment occurs after two years from the date of graduation.

During this period, interest on the loan is repaid by the state

During this period, interest on the loan is repaid by the state

However, students who graduate are in 5 percent. the best graduates can apply for redemption of up to 20% loan or 20% relief in its repayment. A lot of interest in student loans is related, among others, to the fact that a lower interest rate was set for them than for other banking products.

Tags: bank, state budget, loan amount , minister of education, lower interest rate, guarantee, fixed income, full-time studies, studying, student’s age

Fast Credit Belgium Versus Fast Credit 14000 Euros Mon, 17 Jun 2019 16:40:15 +0000 Continue reading "Fast Credit Belgium Versus Fast Credit 14000 Euros" ]]>

Is it possible to apply for a quick loan without proof of salary? The solution is no. No financial institution can give a loan without having studied your income more closely. the system requires credit companies to check the creditworthiness of the consumer before entering into a contract. Therefore, if you are offered a quick loan free of all documents (income), this is very much without a doubt a scam and we recommend that you suspend all communications with the said lender . Even under a fast personal loan, you will always have and exempt from any exceptions the vouchers to communicate. the majority of legitimate credit companies say “unsupported” loans. What you need to understand here is that these developers offer personal loans, for which you can choose the desired amount, the repayment term and do not have to justify your payment. We advise you to understand this difference: a loan without supporting documents does not agree to a fast credit free of all payroll, but to a personal loan for which no proof of purchase or estimate is to be transmitted.


Solution for emergency credit

emergency credit

Obtaining a credit response in 24h is possible? You want to have a solution to your credit application in less than 24 hours? It’s possible at Daisy Credit, but under certain conditions … n Do you need a solution in less than 24 hours? In order for your loan application to be accepted more quickly, you must enter a quality file. Indeed, at Daisy Credit, like any financial institution, we grant credits provided that you know how to prove your ability to pay your deadlines.


What are these conditions to see its credit application?

credit application?

The first and simplest condition is that you must reside in Belgium and provide a document proving the address of your home. Then it is decisive to have stable income. you are an employee, you must be able to certify a job cdi using a payslip for example. if you are self-employed or self-employed, you must prove that you earn constant income. Then you can not be stuck in the bank of Belgium. if you are banned from banking, the credit will definitely be refused. Be careful also if you have trends in overindebtedness. Whether you have outstanding debts, or have a financial history filled with credits, the loan will certainly not be granted either. Anyway, at Daisy Credit, apply online and receive a quick solution to your credit application.


Conditions for obtaining a personal loan for not quick proof

personal loan

The rapid personal loan is governed by strict rules, for any application for credit conso, the financial institution is required to see the file of the Bank of Rosee to know the rate of indebtedness of his client, the state of credits in progress and check that he is not in difficulty of payment.This code of consumption protects the borrowers by keeping them informed and empowers lenders in the granting of a loan Quick staff. When you make your application for personal loan without a quick document, online you receive a solution quickly. Your loan application is reviewed, including your financial situation, to avoid any situation of over-indebtedness.


Remember that a credit commitment

Remember that a credit commitment

It is better to examine its ability to repay before committing to a personal loan without document fast. Enjoy credit online immediate response.Bring money fast it is possible with the quick credit online with immediate response, just enter an online application, realize the amount to borrow and send the first essential information. After the acceptance of the principle of fast credit, the expertise of the file, you receive an answer in the hours that accompany. With the fast credit exempt from all justifying the administrative steps are restricted. No documentary evidence concerning the type of purchase or the destination of the money is requested, the requested solution arrives all the more quickly.

With the fast loan, you solve some financial problems: an unexpected bill, budget overrun, a refund of a credit, … With the easy credit, you make purchases not to draw on your savings, you simplify the veracity. Finally, Quick and easy credit allows you to realize a good part of your life projects, to increase your ordinary.

What are the main discounts on the payroll? Credit Discount Mon, 17 Jun 2019 08:53:30 +0000 Continue reading "What are the main discounts on the payroll? Credit Discount" ]]>



As you well know, the value of your salary in your wallet is different from what you get in the account every month. This is because of salary discounts. This type of reduction in remuneration is equivalent to the legal costs and also to the discounts authorized by the employee himself.

The Superior Labor Court establishes that any salary discount must be made with prior authorization, with proof signed by the employee. This applies to health and dental care, life insurance, private pension plans, cooperative systems, cultural and recreational agreements, among others. To find out more information on this subject and find out what are the top discounts on the payroll, check out our article.


Social charges

Social charges

The social charges correspond to the pension and labor obligations of the contracting company on the payroll. The origin of social charges lies in the CLT – Consolidation of labor laws and they are defined in collective agreements and specific laws.





The contribution destined to the INSS follows the table corresponding to the month in which the service was provided, in addition, it varies according to the remuneration. The current table establishes that for wages of up to R $ 1,040.22, the rate is 8%, from R $ 1,040.22 to R $ 1,733.70, the rate is 9% and from R $ 1,733.70 to R $ 3,467. , 40 the rate of 11%





The Working Time Guarantee Fund is also deducted from the payroll. The amount is formed by the compulsory contributions of the employer and the rate is 8% over the total payroll value. It is worth mentioning that the amount corresponding to the FGTS must be deposited by the employer in the account of the employee in the Federal Savings Bank. The employee, in turn, can not move that account freely, since there are some criteria to withdraw the money deposited there.


Union Contribution


 Union Contribution


The union contribution is a discount that is provided for in articles 578 to 591 of the CLT. This contribution is of a tax nature and is compulsorily collected by the employee every April and by the employer every January. It equals the value of a normal working day.


Trade Union Monthly Fees


Trade Union Monthly Fees


This discount only happens when the employee, as a union member, authorizes a monthly discount in order to enjoy certain benefits, such as legal assistance, medical assistance, dental care, entry into clubs and others.


Transportation vouchers


When it is admitted, the official informs and proves what means of transport will be used on the way to work. Based on this information, it is provided by law that the company deducts up to 6% of the basic salary, but the value may be lower if transportation expenses are lower or when there are salary discounts resulting from unjustified absences.


Alimony and payroll deductible loans


When a judge establishes that the worker has to pay alimony, the amount can be deducted from the payroll. The direct discount on the sheet can also be due to the contracting of a payroll deductible loan.


Faults and delays

 Faults and delays


Delays and absences are payable on payroll, however, the final decision is at the discretion of the employer. Delays over 5 minutes at the time of entry and more than 10 minutes in the day (proven by the point record) can be punished.



Mortgage loan and finances Sun, 09 Jun 2019 16:27:18 +0000 Continue reading "Mortgage loan and finances" ]]>

Before taking out a mortgage, we first select the bank that is right for us, where we will apply. By writing the right one I mean one in which all or at least most of the credit parameters we will be able to meet.

Once we find the right financial institution, the next step should be to compare the basic factors affecting the final cost of the loan. The basic amount is the amount of credit due to the fact that the amount of the apartment or house does not always determine the amount.

Credit the purchase of real estate

Credit the purchase of real estate

It is worth considering in what percentage we will credit the purchase of real estate, whether the credit amount also includes its back or finishing. The factor determining the future interest rate on the loan is, Good Lender, how much money we have. The higher the percentage of own contribution, the lower the interest rate will be.

All this information will allow us to determine the amount of credit that interests us. Another important factor is the currency in which we want to take out a loan. Currency is a parameter that directly affects the amount of future installments. Loans taken in foreign currencies have a much lower interest rate than the same loans.

Loan duration and the possibility of early repayment

Loan duration and the possibility of early repayment

When choosing a currency, we should be guided by the loan duration and the possibility of early repayment. The loan period is also important for assessing our creditworthiness. The longer it is, the greater our ability to take out a loan is. After determining the time for which you decide to take a loan you should specify what installments we choose.

We have two variants to choose from, the first is equal installments, the second is decreasing. As the name suggests, equal installments are those which remain the same for the entire duration of the loan agreement. When choosing decreasing installments, the principal is fixed for each installment, the interest is decreasing.

Repayment the equal installments


It follows that at the beginning of the repayment the equal installments will be lower than the decreasing installments, but over time they will become larger. This means that you decide to make equal installments, thus increasing the total amount of interest payable, which increases the total cost of the loan. It is worth considering whether it is better to pay back higher installments at the beginning to get a smaller amount to pay, or if we decide the opposite.

Tags: credit cost, home loan, long term loan, home loan, foreign currency loan, decreasing installments, equal installments, dating, finishing, real estate purchase

Cash loan for bad credit -Request a guaranteed loan for people with bad credit Tue, 04 Jun 2019 15:07:11 +0000 Continue reading "Cash loan for bad credit -Request a guaranteed loan for people with bad credit" ]]>

Is there a situation in which borrowing is necessary? Read here how you can take out a loan from private individuals.

Unfortunately, many lenders make it hard for us to borrow money, with difficult conditions and lengthy application procedures. For example, it is not possible for many to take out a loan with the bank in connection with strict credit checks or paperwork. In order to ensure that a loan of a small amount is within reach for everyone, many independent lenders offer small loans via the internet. These loans can generally be closed without much hassle or strict conditions.

Hurry up and request a guaranteed loan for people with bad credit

In short, to be able to borrow safely, it is important that you are well aware of what is expected of you. The lending of money does not have to be difficult. The loans we are talking about here are in many cases directly accessible via the internet, which means that you do not have to worry about this! Applying for a guaranteed loan for people with bad credit from is possible at any time of the day, you do not have to come by appointment and can use the online application form your application often already in 5 minutes around. You will then often quickly receive a message about the status of the application and some providers will already be able to receive money on your account 10 minutes later. Whether you qualify for a loan if you do not have a job depends on the chosen provider. Compare providers on the basis of the conditions and experiences of others is therefore essential!

How does direct borrowing work?

How does direct borrowing work?

Borrowing through an independent lender means that you yourself can select the provider that suits your situation. Since credit checks and much of the paperwork is not a legal requirement, there are many lenders where it is simply possible to borrow without the hassle or complicated application procedures. This is therefore not illegal and not unsafe, as long as you keep control of the loans yourself and let yourself be informed about the possibilities. The reason that the security of these loans is guaranteed is that with these loans it is only possible to borrow small amounts, so you do not have to face large risks or money problems. Nevertheless, it remains very important to always get information in advance.

What to look for when borrowing?

It is therefore extra important with these loans to ensure that you are well informed about all conditions. This means that you read through all the terms and conditions of the lender in question and make inquiries about ambiguities, but also that you are aware of the legal conditions. The following matters are extra important to check:
– Is the lender in question officially registered in the trade register?
– What conditions do you have to make, are these feasible for you?
– Can you have the necessary money available within the agreed period?
– Does the lender set realistic conditions in comparison with other lenders?
– What are the experiences of others with a specific loan, what are the pitfalls?

What to Consider When Creating Your Financial Reserve? Tue, 28 May 2019 09:15:18 +0000 Continue reading "What to Consider When Creating Your Financial Reserve?" ]]>


Did you know that having a financial reserve, also known as an emergency fund, is a way to ensure a quieter life? It serves as a savings for eventualities like unexpected expenses, discharge of debts, purchase of a good of high value, even for a moment of unemployment, among others.

However, a lot of people wonder if it is necessary to have a fund with high values ​​or a small saving is enough. Want to know how much money you should have in your financial reserve? Check here what you need to know to define this issue. Come with Robert Lovelace .


Money that will not be invested


 Money that will not be invested


The emergency fund needs to be easily accessible, after all, it will be used to cover contingencies. Therefore, it is not interesting that you deposit this reserve by investing in stocks, assets or bonds. The ideal is to have the fund in the savings, to be withdrawn when the need exists.

So, remember that what is left over from your budget should be part intended for a profitable investment, which can be used to fulfill a dream, and part for a financial reserve. Understanding this is critical for you to check how much you need to book for contingencies.


You will never know how much money you will need to cover the unforeseen


 You will never know how much money you will need to cover the unforeseen


We must deal with this fact: because it is something unforeseeable, the value of an emergency is unknown. So the more you book the better. But do not despair! There are some guidelines for you to approach a value for your fund.

Do you use the car a lot and the insurance does not cover everything? How about stipulating the value of a repair? If, in another example, you want to sell the house to invest in the business itself, you can create an emergency fund with a value compatible with a few months of rent.

To have a value base, you can think of consolidating a financial reserve in the amount of 3 to 6 months of expenses.


Always feed the emergency fund


The intention is that you have the value to pay for the unforeseen or, at the very least, reduce damages by giving an entry, paying more installments or staying for a while. So, if the reserve is reduced, you should continue to save money and apply it. After all, it’s not because you’ve been through something you need to shell out with urgency, it will not happen again.

Read also: “Creative ways to make savings a daily habit”


Check how much you can invest monthly to set up your fund

 Check how much you can invest monthly to set up your fund

Having financial organization, staying within budget and saving to fulfill your desires should always be a priority. So, focus on what is important, what will make you happy and reserve each month a little to prepare your emergency fund.

Making a budget on a spending spreadsheet is a great idea, since you can list the amounts that are intended for all expenses subtracted from the revenue. That way you can see how much you are going to save and how much you can go to the reserve fund.


Can savings play the role of reserve fund?

 Can savings play the role of reserve fund?

Yes, by the way, it’s the most recommended! In addition to protecting yourself against inflation, it is an application without too much bureaucracy to be bustling. However, you need to think that if the intention is to save money to buy a house or a car, for example, the ideal is to look for ways to value more.


Is that you? Do you have your backup fund? Would you know how to act in an emergency if you need money? Leave a Reply